Rachael Scharrer, Divorce expert, coach and founder of DivorceAnswered.com.au and LifeAnswered.com.au, shares some important considerations before you decide to cohabit.
It is more financially viable to have another adult in the home as you raise your children or as the children spend time with you. However, there are a number of items that need to be considered when you do plan for another adult to move in with you and your children. So, before you decide to move your new partner in with you and your children, read this article first!
Firstly, your relationship status will default to a de facto relationship (see article here: debunking de facto relationship myths) and this comes with its own unique considerations. However, there are lots of benefits, beyond sharing financial costs, to having another adult in the home. They include:
Living together makes the above so much easier, accessible and achievable. However, before you move in together as a divorced parent in a partnership or de facto relationship, you need to 0consider the changes that it makes financially. The type of ‘family’ that you now have often means that your family income will include the additional adult in the home. This then may affect:
I must implore you to please tell the truth to all government agencies. Whistle-blowing is encouraged against people trying to avoid paying the appropriate amount of tax or meet other government obligations. Your ex-spouses and their partners may alert government organisations to your change in relationship status or living arrangements.
If you choose to proceed with living with another adult in a committed relationship, it would be worthwhile to consider:
Before you proceed with living together, it is important that you budget, plan whose domestic responsibilities are whose, talk about your ‘rules,’ wants, needs and expectations. Planning and being clear about what you want, what you need and the wants and needs of your partner will make for a more successful and happy union together.